At TOTO Garden Shop, we understand that our customers – from home gardeners to commercial farmers – value both convenience and security when making online purchases. That’s why we offer multiple trusted payment options to suit your preferences, all protected by industry-leading security measures.

Accepted Payment Methods

We proudly accept:

  • Visa – All major credit and debit cards
  • MasterCard – Worldwide accepted payment cards
  • JCB – For our international customers
  • PayPal – The secure digital wallet alternative

Why Shop With Confidence?

Our payment processing meets the highest security standards to protect your sensitive information:

  • SSL Encryption: All transactions are protected with 256-bit encryption
  • No Stored Data: We never keep your full credit card details on our servers
  • PCI Compliance: Our payment processing meets Payment Card Industry Data Security Standards
  • Fraud Protection: Advanced monitoring systems detect and prevent suspicious activity

International Payment Considerations

Since we ship worldwide (except select Asian and remote regions), we’ve optimized our payment system for global customers:

  • All transactions are processed in USD (US Dollars)
  • International cards are welcome – no foreign transaction fees from our side
  • Your bank may apply currency conversion fees (check with your provider)
  • For countries where JCB is popular, we offer direct JCB payment processing

Understanding Your Charges

At checkout, you’ll see a complete breakdown of all charges before finalizing payment:

  • Product prices (exclusive of shipping)
  • Shipping fees (unless your order qualifies for free shipping on $50+)
  • Sales tax for applicable US states
  • Customs/duties estimates for international orders (actual fees may vary)

Pro Tip: For the most cost-effective shopping, consider combining items to reach our $50+ free shipping threshold!

Payment Processing Timeline

Here’s what to expect after checkout:

  1. Authorization: Your payment method is verified (instant)
  2. Processing: We prepare your order (1-2 business days)
  3. Shipping: Your order ships with tracking information
  4. Final Charge: Payment is captured when your order ships

Need Payment Assistance?

Our customer service team is happy to help with any payment-related questions. Contact us at [email protected] and we’ll respond within 24 hours.

Happy gardening from the TOTO Garden Shop team!